Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

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The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Life Insurance Explained

Looking to learn about life insurance? This comprehensive article is a great place to start.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

The Value of Insuring Against Life’s Risks

Building wealth requires protection from the forces of wealth destruction.

When Does Your Personal Car Become a Commercial Vehicle?

At what point can you call a personal vehicle commercial?

What is a Loss?

Do you know what a Loss is?

Protection Against Uninsured Drivers

You’re hit by an uninsured driver. Now what? Are you protected against financial losses?

Insuring Your Business With a Buy/Sell Agreement

It may help your business be better prepared in the event of the death of a principal or key employee.

What is an Appraisal?

Do you know what an Appraisal is?

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Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

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The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Accidents

Accidents happen to everyone. We’re here to help.

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

Combine Your Policies and Save

Some things just make perfect sense in pairs.

Your DNA Test

If your family relies on your income, it’s critical to know what their needs would be in the event of your death.